What You Should Know Before Building on Your Own Land

Couple make their dreams of building their own home come true visiting house under construction

You’ve saved for years, and dreamed of every house you saw.

You’ve finally decided to make your dream a reality; you’re going to build on your own land.

Although house building is becoming more and more popular as people look for ways around the housing crisis, there is always a certain level of risk when undertaking such a big project.

In this article we have outlined some things you should know before building on your own land.

Firstly – do you even need planning permission?

Perhaps more importantly, can you actually get planning permission? In some parts of the UK it is very easy to get permission to build a house or small apartment block, but in other areas, particularly those which are designated ‘green’ or ‘open countryside’, house building is actually extremely difficult.

Your house building company will be able to advise you on the best course of action for your geographical location, but if you’re looking to build in an area where house building is restricted, it may be worth consulting with a planning consultant before going ahead with any project.

Secondly – who can I build my house with?

If house building isn’t possible, perhaps you could consider self-build? This way you’ll have total control over your house build and can ensure that all of the specifications required by you are met.

Self-building is very popular at the moment as there’s been a rise in people wanting their house built to suit their own needs rather than buying a house that’s already been built.

However, self-building can be a lot of work and it’s important to find a house building company who you can trust implicitly. The house building company will be with you every step of the way, from the initial design stages to the finished product so it is important to find one you feel comfortable with and who shares your vision for your dream home.

Finally – what are the costs involved?

Building on your own land is not always as expensive as people think, but there are certainly some upfront costs which need to be taken into account.

Most house builders will require a deposit before starting any work, and this usually ranges from 10% to 25% of the total build cost.

It is also important to think about house building insurance, VAT on house buildings, paying for the house plans before construction begins and of course making sure your house builder is fully insured.

You might be wondering why you should pay for house building plans before the house has even been built but these house plans are invaluable. The house build company will likely have years of experience in designing houses which maximise space and make full use of any land available.

The house build company will know how to build your home so that it gives the biggest return on value when you come to sell it, meaning you’ll get more money back when you’re ready to move on from your self-built house.

Overall then, there are a few things to think about before building on your own land, but with the right house build company by your side, the whole process can be a lot less daunting.