Online banking is here to stay, which means it’s crucial to choose a bank that has good online banking services. There are many banks that simply do not offer reliable online banking services. For example, some mobile features have slow loading times or lack the latest security features (such as two factor authentication).
In this article, we’re going to be covering three great banking apps that we recommend using. All of them are free to download on the Google Play Store, such as this banking app.
It’s important to note that not every bank offers the same services, so you’ll want to do your own research if a name on this list interests you.
Qapital: Set & Forget Finances
Qapital is one of the most popular and highest rated apps on Google play, and for good reason. The app has an average of 4.4 out of 5 stars with 21,400 reviews, an Editors’ Choice award, and over 500,000 downloads.
On their app page, they claim to have a scientific approach that helps you take charge of your finances. They have a winning combination that’s already helped over 2 million people improve their financial management.
It has behavioral science implemented into the app, which allows you to reach your financial goals easier than it would be on other apps. This is because Qapital allows you to continue living the way you live. It also claims the approach works just as well for couples as it does for individuals.
You can download Qapital by following this link to their official website, or search for them on the Google Play store.
Chime – Mobile Banking
Chime is an extremely popular mobile banking app on the Google Play store, with over 10 million downloads and almost 500,000 reviews averaging 4.5 out of 5 stars.
If you are annoyed by your current banking service’s fees, then Chime may just be the perfect banking solution for you. They have no monthly fees, and even allow for up to $200 in overdraft without fees. You can get paid early by direct deposit, and they have state of the art security features to keep your money safe and protected.
One thing to note is that Chime is not actually a bank, but rather a financial technology company. The banking services are provided by The Bancorp Bank, or Stride Bank.
Bluebird
Bluebird is another very popular banking app, with over 1 million downloads and 4.7 out of 5 stars on average with nearly 45,000 reviews.
The app is not necessarily a banking app, but can be used to help you manage your day to day spending easier so that you can spend your time on what matters most. You will still see many features that banks provide, such as a Bluebird card that you can use at stores and at ATMs, as well as free early direct deposit that will allow you to get paid two days in advance.
You can learn more about Bluebird by visiting their website here.
Before choosing an online banking app, remember to do your own research and due diligence before making the important decision of where to entrust your finances.
